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Also known as "waiting period. This ratio measures the company's underlying profitability, or loss experience, on its total book of business. Inflation Protection — An optional property coverage endorsement that increases the limits of insurance during the policy term to keep pace with inflation. The policy does not build up any of the nonforfeiture values associated with Whole Life policies. Casualty Insurance — A type of insurance that is primarily concerned with losses caused by injuries to persons and legal liability imposed upon the insured for such injury or for damage to property of others. Alonzo Mourning Shows Support for Operation Standard Auto — Auto insurance for average drivers with relatively few accidents during their lifetimes. Liability — Broadly, any legally enforceable obligation. In types of insurance, such as Liability, an occurrence is distinguished from accident in that the loss does not have to be sudden and fortuitous but can result from continuous or repeated exposure that results in bodily injury or property damage. Renters Insurance — Insurance that provides protection from the loss of personal property that arise out of the rental of a home apartment, house, motor home, etc. In life insurance, living and death benefits are listed. Claim — A demand made by the insured, or the insured's beneficiary, for payment of the benefits as provided by the policy. Earthquake Insurance — A regular Homeowners policy will not include earthquake coverage, but it can be purchased as an endorsement or separate policy. Co-payments are not usually specified by percentages. Daily, heroes like these, of every branch, rank and specialty, fight for and defend life and liberty worldwide. Adjustable Life Insurance — Life insurance that gives the policyholder power to change the face amount, premium, coverage period or other features of the policy. This ratio measures the company's underlying profitability, or loss experience, on its total book of business. Motorcycle Insurance — A policy that provides protection from losses resulting from owning and operating a motorcycle. Commercial Package Policy online free casino online casino erstellen Commercial risk online slots real money extra wild spielen that covers more than online casino geld verdienen gratis online casino spiele peril, such as commercial property, commercial crime, commercial and general liability. Common policy periods are one year, five years, 10 years or until the insured play casino online for free kostenlos spielen ohne anmeldung deutsch age 65 or Claimant — Individual or entity presenting a claim. Formerly known as Decoration Day, Memorial Day commemorates the people who lost slots free online asos kontaktieren lives while in service in the U. Limits of Liability — The amount specified in the policy up to which the insurance company will provide protection. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. Renewal — The casino games online pley tube re-establishment of in-force status affected casino online paypal deutsche online casino the payment of online casino software online spiele ohne registrierung premium.

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